What is the shopping cart trick and does it still work in 2020?



a man sitting at a table: Consumer shopping online DianaHirsch/Getty Images


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Consumer shopping online DianaHirsch/Getty Images

If you are at all familiar with retail credit cards, you might have heard of the shopping cart trick. This trick, which involves filling an online shopping cart with items in order to trigger a credit card preapproval invitation, suggests that you can get approved for a credit card without a hard credit inquiry. Since hard credit pulls generally lower your credit score by a few points, some people do everything they can to avoid hard credit inquiries-and this includes using the shopping cart trick to apply for credit cards.



a man sitting at a table using a laptop: Consumer shopping online


© DianaHirsch/Getty Images
Consumer shopping online

Does the shopping cart trick work in 2020? We don’t think so. Although some people still report using the shopping cart trick to get approved for credit cards without a hard credit check, others report no such luck. That said, if it works for you the shopping cart trick might be a good way to get pre-approvals for store cards.

The shopping cart trick: What is it?

The shopping cart trick is a strategy to get approved for a store credit card without a hard credit inquiry. Since hard credit inquiries often lower your credit score by a few points, some people try to avoid hard credit pulls whenever possible. However, it’s hard to get a new line of credit without a lender conducting a hard credit inquiry as part of the approval process-which is why the shopping cart trick started making the rounds.

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In theory, the shopping cart trick works like this: When you visit an online retailer and fill your shopping cart with potential purchases, you might trigger a pop-up ad inviting you to get preapproved for a store credit card. The preapproval process requires a soft credit inquiry, which does not affect your credit score-and in some cases, people have reported being both preapproved and accepted for a new store credit card with only a soft credit inquiry.

While the shopping cart trick sounds like a good way to avoid the minor credit score drop that comes with a standard credit card application, there is no proof that the shopping cart trick actually works. Even though some people claim that they were able to use the shopping cart trick to get a store credit card with only a soft credit inquiry, other people report that the trick didn’t work for them at all.

Who should try the shopping cart trick?

If you would like to try getting a store credit card without a hard credit pull, you can try the shopping cart trick. However, you should be prepared for the lender to perform a hard credit pull as part of the application process. If losing a few credit score points to a hard credit inquiry would take your credit from good to fair (or from fair to poor), you might want to avoid trying the shopping cart trick.

Benefits of using the shopping cart trick

If the shopping cart trick

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58 Best Black Friday Makeup Deals to Add to Cart

Now that Turkey Day is behind us, there are tons of skin-care, makeup, body, and hair-care deals up for grabs this Black Friday (November 27). For those of us who’ve embraced self-care in the form of face and hair masks, Black Friday presents the perfect opportunity to snag top-rated and best-selling beauty essentials for less. From popular brands like Tatcha and Glossier to retailers like Sephora and Dermstore, these excellent “holiday” offerings are definitely worth bookmarking.

To help you restock on beauty must-haves, below, we’ve rounded up the best Black Friday beauty markdowns to shop right now. If you’re on the hunt for the best gift for a friend or family member, these sales make it easy to score a stylish gift set or cult-favorite product while keeping some extra cash in your wallet. Many of these deals won’t last long, so we suggest getting a jump on these limited-time discounts before time runs out. Be sure to check back on this page, as we will update it with the newest beauty deals as they continue to roll in throughout Black Friday and Cyber Monday. And if you’re especially in the shopping spirit, be sure to check out our lists of clothing, bedding, wellness, and home deals, too.


Sephora is offering markdowns up to 60% off for Black Friday on popular items from brands like Benefit Cosmetics and Anastasia Beverly Hills. From December 17 through December 23, Beauty Insiders who spend more than $50 in a single transaction by Cyber Monday (November 30) are eligible to receive 15% off toward a future purchase, which is ideal for last-minute holiday savings. Nicely, through November 30, every online Sephora purchase is available for free shipping with the code FREESHIP at checkout.

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Anastasia Beverly Hills Sun Dipped Glow Kit

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Clinique Turn It Up, Take It Off Set

One of our holy-grail brands, Glossier, is offering a number of rare deals during its only sale of the year. You can score up to 25% off sitewide on the brand’s range of buzzy skin care, body care, and makeup products, like the fragrant but not overpowering Glossier You Eau de Parfum, and highly pigmented Cloud Paint. Customers can also save up to 35% off on top-rated and limited-edition Glossier gift sets through November 30 at 11:59 p.m. PT. See all of our favorite picks here. 

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As on every Black Friday, Amazon has a host of best-selling products and tools on sale across home, clothing, beauty, and tech available to shop. Customers can receive up to 50% off on premium beauty items from brands like Mario Badescu and Oribe, plus markdowns on body-care essentials like Philips’ toothbrushes, razors, and more, until November 28.

Now through December 1, Fenty Beauty is offering up to 30% off sitewide (with the exception of Clara Lionel Foundation products), making this the perfect time to get your hands on a few limited-edition sets and Rihanna-favorited items (like the coveted Stunna Lip Paint).

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Two Lil Stunnas Mini Longwear Fluid Lip Color Duo

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This mom created a shopping cart safety seat after her son fell and hit his head

Nichole Clark invented the Buggie Huggie inspired by her own experiences.

Nichole Clark ran into a problem familiar to many moms when she would take her middle son, Jonah, now 4, shopping with her.

“When we would go to the store, just getting him in the shopping cart would be a wrestling match,” Clark told “Good Morning America.” “Then it would take just three seconds for him to lean out and reach for something, or I could turn my head and he was already one leg out [of the cart].”

When Jonah fell out of a shopping cart for the third time, hitting his head, Clark, also mom to 8- and 2-year-old sons, decided to find a solution.

“I just had this idea: What if we had something that went around him that would keep him safe inside the cart?” she said. “I thought if there was a tray that fit around him, and then he had place for his snacks and I could put some toys out for him to be entertained.”

With that idea in mind, Clark got to work with her husband and father-in-law designing a shopping cart safety seat for her to use with Jonah.

PHOTO:  Nichole Clark poses with her son Jonah holding the Buggie Huggie product she invented.

When Clark went out with Jonah using the seat, she said she quickly learned she was not the only mom facing the same issue of shopping cart safety.

“As moms you take on this guilt, like you’re the only one with this problem, that you’re the only one who can’t corral your kid,” she said. “The more I went out the more I realized that other moms had this problem … other moms would stop me and say, ‘Where did you get this?'”

Inspired by the need, Clark, a stay-at-home mom and homeschool teacher to her sons, decided to keep perfecting the safety seat so she could help other moms.

Less than two years after Clark and her husband, Jeff, started building a safety seat for their son in their garage, they launched their company, Buggie Huggie.

PHOTO: Nichole Clark demonstrates the Buggie Huggie on a shopping cart.

Their $39.95 Buggie Huggie shopping cart tray is a portable tray that goes around the child and clips on to the shopping cart. It can fit children up to 50 pounds and then collapses to fit into a diaper bag, according to Clark.

“Immediately when a mom sees the product, they get it,” she said. “I’ve had that expectation all along, that this will bring peace to moms and will bring safety to kids.”

Between 2008 to 2008, there were more than 100,000 emergency department-treated injuries associated with shopping carts to children younger than the age of 5, according to data shared by the Consumer Product Safety Commission (CPSC).

The CPSC cites falls from shopping carts as among the leading causes of

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I’m 100% Ready to Start Bringing My Own Folding Shopping Cart to the Grocery Store

Working from home, it’s relatively easy to minimize my potential exposure to the covid-19 virus—at least until I have to leave the safety of my suburban fortress of solitude every week to buy groceries. Even with safety precautions in place and a mask on my face it’s still an incredibly stressful experience, which is why I wholeheartedly embrace the idea of bringing my own shopping cart.

I’ve developed several strategies to help grocery shopping take less of a toll on my mental well-being, including only shopping late at night and avoiding the weekends at all cost. The one thing I can’t avoid, however, is handling a shopping cart. I want to believe that the teenager charged with sanitizing every shopping cart’s handle is doing as thorough a job as a surgeon scrubbing up for an invasive procedure, but not even I’m capable of those mental gymnastics. I usually have to grin and bear it, get my groceries, get out of the store, and hit the Purell once I’m clear. It’s exhausting, but it looks like there’s a better alternative.

The Shoppa Cart first debuted on Kickstarter a year ago but never popped up on my radar because a year ago the idea of bringing my own shopping cart to the grocery store would have seemed ludicrous. But a lot has changed since then—a lot—and now the Shoppa Cart looks like it could make grocery shopping about half as stressful as it’s been for the past 10 months.

Made from recyclable plastic, the Shoppa Cart looks like one of those plastic organizational bins you keep in the back of your car to prevent wiper fluid and gym shoes from sliding all over the place while you drive. But it features a set of folding legs with wheels that can be lowered and locked into place as you remove the bin from your car, not unlike a rolling stretcher as it’s being removed from an ambulance. In seconds it goes from a plastic bin to a fully functional shopping cart you can wheel directly into a store with the peace of mind of knowing that only you’ve handled it, not hundreds of shoppers before you.

It’s not quite as capacious as the giant carts your grocery store loans out, but the Shoppa Cart can be accessorized with a bottom shelf, as well as cup holders and a phone holder, and it even has a secret compartment for stashing your wallet and keys if you don’t have the pockets to hold them yourself. When you’ve checked out at the end of your shopping trip, you can wheel the Shoppa Cart right up to your vehicle and slide it on in without emptying it as the wheels retract in the process. It also means that when you get home, instead of schlepping bags into the house or up to your apartment, you can wheel the Shoppa Cart right into your kitchen to put everything away.

According

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BRB, Adding This $8 Gingerbread Chicken Coop Kit to My Shopping Cart

Photo credit: Create A Treat/Tractor Supply Company
Photo credit: Create A Treat/Tractor Supply Company

From House Beautiful

By now, you’ve likely seen and tried every type of gingerbread house kit out there. If you love the tradition but want to bring some novelty to it, why not try out a gingerbread chicken coop kit this year? Yes, those exist! After you make a gingerbread home, you can build a little gingerbread coop in honor of your chickens (if you have any!) or simply make it to expand your festive gingerbread scene.

The Gingerbread Chicken Coop Cookie Kit by the brand Create A Treat has everything you need to fashion the cutest edible chicken coop you’ll ever see. The kit includes gingerbread chicken coop cookies, three chick-shaped cookies, a pouch of white icing, icing writers, and assorted candies. With all of that, you can design a coop with a candy wreath, bells, and lights. Once you decorate the cookie chicks, you can have them gather around the coop to complete the look.

You can buy the kit from Tractor Supply Company for only $8. Based on product questions from shoppers on the company’s website, it seems like the kit is only available in select stores. Before you head to your local spot, you should definitely call to see if they have it or if they ever will. If you aren’t able to get your hands on one, you could try to DIY it! Either way, making a gingerbread chicken coop will be a fun activity to add to your list of holiday traditions.

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Trisha Yearwood Shares Why a Shopping Cart Is the Most Romantic Gift Garth Brooks Has Given Her

  • In a new interview, Trisha Yearwood shared the most touching gift her husband, Garth Brooks, has ever given her.
  • “A grocery cart—I know, sounds really romantic,” Yearwood said. Brooks went above and beyond to find one with sentimental value.
  • “He will think about something and maybe plan it all year long,” Yearwood said.

Somehow, the holidays are just around the corner, which means it’s time to start thinking about gifts. Trisha Yearwood and Garth Brooks sure are, and during a recent interview on Taste of Country Nights, per The Boot, Yearwood shared the most touching gift her husband has ever given her. Believe it or not, it’s not as glamorous as you might expect.

“A grocery cart—I know, sounds really romantic,” the “Walkaway Joe” singer revealed. “But the reason that it is romantic is, we were talking about how when you get home with your groceries and you’re making trips, carrying ‘em all in, it’s like, wouldn’t it be so cool if you had a cart at home?”

She has a point—it’s honestly a great idea. And although Brooks could’ve gotten her any old shopping cart, he didn’t. He went above and beyond to find one with sentimental value.

“Well, he called my mom,” Yearwood recalled, and asked her about a store that she used to frequent in her hometown of Monticello, Georgia. “It was called Red and White—it’s no longer in business,” she explained. “But [he asked], ‘Could we get a grocery cart from there, you think?’ So [Mom] went and talked to the guy who used to run the place and

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Woman invents CartSafe to cover shopping cart, guard against viruses

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She was too afraid to testify at her ex’s domestic abuse trial. She was jailed instead

NOTE: This story contains disturbing details and images.When Serrece Winter found herself locked up in a jail cell at Halifax Regional Police headquarters, she sat on the metal bench, leaned back against the bars and thought about dying.Then she turned toward the concrete wall and started hitting her head against it. She banged her head about 36 times — at times pulling her head back and smashing it into the wall  — until she finally stopped.Winter, 45, of Dartmouth, N.S., has no criminal record.She was jailed Nov. 20, 2019, because earlier that afternoon she had failed to show up in court to testify against her on-again, off-again boyfriend for allegedly assaulting her.Winter had been at home drinking beer since the morning to find the courage to testify as the main witness against the man she feared.Arrest warrant issuedWhen she didn’t show, the Crown attorney requested a warrant for her arrest to bring her to court. The warrant was granted by a judge.The self-harm was the result of utter despair and a mental breakdown, Winter told CBC News in an exclusive interview.”I’m cold, I’m depressed, I’m thinking about death because at this point, it seems like nobody in the system cared that my life was in danger or how this was affecting me,” said Winter, recalling that day at police headquarters.”I was really hoping to crack my head open so that I would die and then it would be over, and I wouldn’t have to worry about being threatened.”I don’t want to die at the hands of some psycho guy.”Ex faced 14 chargesThe scene inside the police cell, the conversation that preceded it and what followed afterward were captured on surveillance video and viewed by CBC News.Seven officers, six of whom are male, are on hand as Winter is strapped to a restraint chair. Two officers cover her mouth and chin with their hands.At the time, Winter’s then-boyfriend was facing 14 charges, including choking, assault causing bodily harm, assault, unlawful confinement, mischief, and failing to comply with a recognizance for alleged incidents between February 2019 and September 2019. Those charges were dropped last Friday after Winter indicated she would not testify and the Crown determined there was no realistic prospect of conviction, said a spokesperson for the Public Prosecution Service.A peace bond is in place ordering Winter’s ex to keep his distance and not contact her for one year.’They put the victim in jail’Winter’s act of self-harm in her cell nearly a year ago followed a five-minute exchange in the booking area in which she told two officers that as a domestic violence complainant, she didn’t belong there.”They put the victim in jail,” she can be heard telling two officers in the video.Her voice grows louder as she argues her imprisonment is unjust.”I didn’t commit a crime. He did. He assaulted me,” she pleads. The officer replies: “If you had shown up [at court]

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Putting the horse before the shopping cart

Tracy Beckerman
 |  More Content Now

Columns share an author’s personal perspective.

*****

There are two kinds of shopping carts in the world: Ones with normal wheels and ones with wonky wheels.

The normal carts glide along through the supermarket aisles quite easily. The ones with a wonky wheel pull off to the side like a drunk sailor, causing you to constantly have to pull the cart back into the aisle lest you smack into the cereal shelves and send dozens of boxes of Cap’n Crunch crashing down upon your poor, cursed, wonky cart-driving head.

For some reason, the wonky carts don’t usually reveal themselves when you first pull them out of the cart caddy. It’s not until you are well into the store and committed to that cart that you suddenly realize you have the cart from hell. This is kind of like discovering you have a leaky boat after you’ve already left port. It’s usually too late to turn back and regardless of how much maneuvering you do, you know you’re kinda sunk.

Since there are so many carts that seem to suffer from this malady, I assume this is some kind of manufacturer’s defect and have to wonder why there hasn’t been a widespread shopping cart recall to address this problem. Certainly if the shopping carts exploded on impact, they would do something about it. But until someone meets a tragic end in the frozen food aisle as the result of a wonky shopping cart wheel, I guess the shopping cart powers-that-be are going to do nothing.

Bad as it is to get an empty cart with a wonky wheel, it is downright torturous once your cart is loaded with groceries. For some reason, weight + wonky = more wonky, and it can become so hard to straighten out the cart that you feel like you are trying to turn around an elephant.

Additionally, the added weight of the groceries will often cause a cart with a wonky wheel to drift off down the aisle on its own while you have your back turned trying to get the healthy cereal off the top shelf where they put it because no one really wants to eat all that fiber. The next thing you know, your wonky cart is picking up speed and careening off to the opposite side where you catch it out of the corner of your eye just as it is about to hit some old lady with a walker and an oxygen tank. As you fling yourself off the cereal shelves to catch the wayward wonky cart, you catch your sleeve on the shelf and cause the whole top shelf of fiber cereal to pour down on your head, which is only slightly less painful than getting hit with a dozen boxes of Cap’n Crunch. Fortunately because of the trajectory of the wonky wheel, it will miss the old lady, but smack into the opposite aisle instead causing more things to fly off the shelves.

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Why a Shopping Cart from Monticello, Georgia, Was the Most Romantic Gift Garth Brooks Ever Got Trisha Yearwood

Toni Anne Barson/WireImage/Getty Images

With a story like this, who wouldn’t want a shopping cart for Christmas?

Indeed, we still can’t believe what a thoughtful husband Garth Brooks is to his wife of nearly 15 years, Trisha Yearwood, after hearing this sweet tale from Taste of Country. The husband-and-wife duo recently appeared on the outlet’s Taste of Country Nights radio show to catch up on new music and life, when Yearwood opened up about a very special gift.

When asked to discuss the best holiday gift each had ever received from each other, Yearwood dived into discussing this unique present that sits comfortably at the top of her list as the best gift ever.

“I was just talking about one of my favorite [gifts]…The one that we were just discussing is a grocery cart—I know, sounds really romantic. But the reason that it is romantic is we were talking about how when you get home with your groceries, and you’re making trips, carrying ’em all in, it’s like, wouldn’t it be so cool if you had a cart at home?” Yearwood shares with Taste of Country Nights hosts Evan Paul and Amber Atnip.

Here’s where the story gets good: To obtain said grocery cart, Brooks gave Yearwood’s mom, Gwen Yearwood, a buzz. “This was several years ago. And she talks about her hometown, Monticello, Ga., grocery store. It was called Red and White—it’s no longer in business. But [he asked], ‘Could we get a grocery cart from there, you think?'” Eager to help, Yearwood’s mom tracked down the man who ran the supermarket and asked if he had any of the old shopping carts on hand. As luck would have it, he had more than a few to spare.

“[My mom] said, ‘How much would it cost to buy one? Garth wants to give this as a present to Trisha.’ And my dad [the late Jack Yearwod] was a small town, blue jeans banker,” Yearwood recalls. “And the guy said, ‘Oh, I couldn’t charge you anything. Mr. Jack gave me the money to start my business 40 years ago, so it’d be my pleasure.'”

To this day, that very shopping cart remains in the couple’s garage and is the family’s workhorse when it comes to unloading their supermarket haul. We’re sure it makes Yearwood smile every time she uses it and reflects on the story behind it.

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Garth Brooks’ Youngest Daughter Allie Colleen Scores Top-40 Country Hit

Like daddy like daughter!

“[It’s] such a thoughtful, romantic gift. And that’s just one of, like, a million things. I wish I could be as thoughtful as [Brooks]; I’m workin’ on it,” Yearwood jokes. Ah, who could turn a gift as mundane as a toaster-when-we-were-expecting-an-engagement-ring status offering into something so cherished? Only Garth, only Garth.

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Tracy Beckerman column: Putting the horse before the shopping cart – Opinion – Austin American-Statesman

Columns share an author’s personal perspective.
*****

There are two kinds of shopping carts in the world: Ones with normal wheels and ones with wonky wheels.

The normal carts glide along through the supermarket aisles quite easily. The ones with a wonky wheel pull off to the side like a drunk sailor, causing you to constantly have to pull the cart back into the aisle lest you smack into the cereal shelves and send dozens of boxes of Cap’n Crunch crashing down upon your poor, cursed, wonky cart-driving head.

For some reason, the wonky carts don’t usually reveal themselves when you first pull them out of the cart caddy. It’s not until you are well into the store and committed to that cart that you suddenly realize you have the cart from hell. This is kind of like discovering you have a leaky boat after you’ve already left port. It’s usually too late to turn back and regardless of how much maneuvering you do, you know you’re kinda sunk.

Since there are so many carts that seem to suffer from this malady, I assume this is some kind of manufacturer’s defect and have to wonder why there hasn’t been a widespread shopping cart recall to address this problem. Certainly if the shopping carts exploded on impact, they would do something about it. But until someone meets a tragic end in the frozen food aisle as the result of a wonky shopping cart wheel, I guess the shopping cart powers-that-be are going to do nothing.

Bad as it is to get an empty cart with a wonky wheel, it is downright torturous once your cart is loaded with groceries. For some reason, weight + wonky = more wonky, and it can become so hard to straighten out the cart that you feel like you are trying to turn around an elephant.

Additionally, the added weight of the groceries will often cause a cart with a wonky wheel to drift off down the aisle on its own while you have your back turned trying to get the healthy cereal off the top shelf where they put it because no one really wants to eat all that fiber. The next thing you know, your wonky cart is picking up speed and careening off to the opposite side where you catch it out of the corner of your eye just as it is about to hit some old lady with a walker and an oxygen tank. As you fling yourself off the cereal shelves to catch the wayward wonky cart, you catch your sleeve on the shelf and cause the whole top shelf of fiber cereal to pour down on your head, which is only slightly less painful than getting hit with a dozen boxes of Cap’n Crunch. Fortunately because of the trajectory of the wonky wheel, it will miss the old lady, but smack into the opposite aisle instead causing more things to fly off the shelves.

Leaving behind a trail of fallen

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